{"id":140431,"date":"2022-06-12T08:00:00","date_gmt":"2022-06-12T06:00:00","guid":{"rendered":"https:\/\/all4camper.com\/\/?p=140431"},"modified":"2022-06-14T12:36:47","modified_gmt":"2022-06-14T10:36:47","slug":"dulezite-na-co-si-dat-pozor-pri-vyberu-pojisteni-obytneho-auta-nebo-karavanu","status":"publish","type":"post","link":"https:\/\/all4camper.com\/cs\/dulezite-na-co-si-dat-pozor-pri-vyberu-pojisteni-obytneho-auta-nebo-karavanu\/","title":{"rendered":"D\u016fle\u017eit\u00e9! Na co si d\u00e1t pozor p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed obytn\u00e9ho auta nebo karavanu"},"content":{"rendered":"\n

M\u00e1te obytn\u00e9 auto a hled\u00e1te v\u00fdhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed a povinn\u00e9 ru\u010den\u00ed? Boj\u00edte se ne\u010dekan\u00e9 nehody, kr\u00e1de\u017ee nebo \u017ee z\u016fstanete viset na silnici a poji\u0161t\u011bn\u00ed nepom\u016f\u017ee? Otestovala jsme pro v\u00e1s novinku, kter\u00e1 majitel\u016fm obyt\u0148\u00e1k\u016f zat\u00edm chyb\u011bla.<\/strong> Jedn\u00e1 se o poji\u0161t\u011bn\u00ed obytn\u00fdch aut, kter\u00e9 pokr\u00fdv\u00e1 opravdu v\u0161echna rizika tohoto specifick\u00e9ho druhu cestov\u00e1n\u00ed a z\u00e1rove\u0148 nen\u00ed p\u0159edra\u017een\u00e9. S touto novinkou p\u0159i\u0161la platforma Vansafe<\/a>, je\u017e se dlouhodob\u011b cestov\u00e1n\u00ed obyt\u0148\u00e1kem v\u011bnuje a j\u00e1 s n\u00ed ji\u017e dlouhodob\u011b spolupracuji.<\/strong><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Tato platforma vytvo\u0159ila s partnerem, kter\u00fdm je Allianz poji\u0161\u0165ovna, komplexn\u00ed poji\u0161t\u011bn\u00ed na m\u00edru majitel\u016fm obytn\u00fdch vozidel. Poji\u0161t\u011bn\u00ed si sami poskl\u00e1d\u00e1te jako stavebnici, online a b\u011bhem p\u00e1r minut. A v \u010dem v\u0161em se li\u0161\u00ed od jin\u00fdch pojistek a jak funguje sjedn\u00e1n\u00ed?<\/p>\n\n\n\n

Jak\u00e9 poji\u0161t\u011bn\u00ed je vhodn\u00e9 pro obytn\u00e9 auto a co si mus\u00edte ohl\u00eddat?<\/strong><\/h2>\n\n\n\n

Vybrat si spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed pro obyt\u0148\u00e1k je narozd\u00edl od osobn\u00edho auta slo\u017eit\u011bj\u0161\u00ed a je t\u0159eba si ohl\u00eddat n\u011bkolik detail\u016f. <\/strong>Mus\u00ed b\u00fdt dostate\u010dn\u011b chr\u00e1n\u011bn\u00e9 nejen p\u0159i j\u00edzd\u011b, ale i p\u0159i kempov\u00e1n\u00ed a parkov\u00e1n\u00ed. Nav\u00edc je t\u0159eba m\u00edt poji\u0161t\u011bn\u00e9 jak auto (podvozek), tak i n\u00e1stavbu v\u010detn\u011b jej\u00ed v\u00fdbavy, a tak\u00e9 spr\u00e1vn\u011b nastavit cenu vozidla. A pozor, kdy\u017e sv\u00e9 auto pronaj\u00edm\u00e1te, je nutn\u00e9 zvolit specifick\u00e9 poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n

Krom\u011b nezbytn\u00e9ho povinn\u00e9ho ru\u010den\u00ed jsem se zam\u011b\u0159ila i na rozsah nab\u00edzen\u00e9ho havarijn\u00edho a dopl\u0148kov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed v\u010detn\u011b asistence. <\/p>\n\n\n\n

Jak jednotliv\u00e9 produkty pokr\u00fdvaj\u00ed pot\u0159eby karavanist\u016f<\/strong><\/h2>\n\n\n\n
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  1. Povinn\u00e9 ru\u010den\u00ed<\/strong><\/li><\/ol>\n\n\n\n

    Nezbytn\u00e9 je povinn\u00e9 ru\u010den\u00ed (poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u00fajmu zp\u016fsobenou provozem vozidla) a Vansafe<\/a> ho v porovn\u00e1n\u00ed s ostatn\u00edmi nab\u00edz\u00ed pro obytn\u00e1 auta za v\u00fdhodnou cenu. Sjednat si ho m\u016f\u017eete pro \u0161kody na zdrav\u00ed, \u017eivot\u011b a majetku t\u0159et\u00edch osob a\u017e do v\u00fd\u0161e dostate\u010dn\u00e9ho limitu 150 milion\u016f K\u010d. Pokud zp\u016fsob\u00edte dopravn\u00ed nehodu, hrad\u00ed se tyto \u0161kody pr\u00e1v\u011b z tohoto poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n

    K povinn\u00e9mu ru\u010den\u00ed u Vansafe z\u00edsk\u00e1te zdarma z\u00e1kladn\u00ed asisten\u010dn\u00ed slu\u017eby. V p\u0159\u00edpad\u011b poruchy nebo po\u0161kozen\u00ed m\u016f\u017eete vyu\u017e\u00edt opravu na m\u00edst\u011b (max 1 hodina), odtah do nejbli\u017e\u0161\u00edho servisu a odvoz pos\u00e1dky (do 50 km). Asisten\u010dn\u00ed slu\u017eba je k dispozici nep\u0159etr\u017eit\u011b.<\/p>\n\n\n\n

    TIP<\/strong> Pozor na to, \u017ee povinn\u00e9 ru\u010den\u00ed mus\u00ed m\u00edt nejen obytn\u00e9 auto, ale i obytn\u00fd p\u0159\u00edv\u011bs (karavan).<\/pre>\n<\/div><\/div>\n\n\n\n
    \"\"<\/figure>\n\n\n\n
    Vyplat\u00ed se ale p\u0159ipravit i na dal\u0161\u00ed rizika, kter\u00e1 cestou m\u016f\u017eete potkat. A proto\u017ee jich nen\u00ed m\u00e1lo, zaj\u00edmalo m\u011b, jak\u00e9 dal\u0161\u00ed poji\u0161t\u011bn\u00ed si m\u016f\u017eeme p\u0159idat.<\/p>\n\n\n\n
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    1. Havarijn\u00ed poji\u0161t\u011bn\u00ed<\/strong><\/li><\/ol>\n\n\n\n
      Havarijn\u00ed poji\u0161t\u011bn\u00ed Vansafe pokr\u00fdv\u00e1 i dal\u0161\u00ed rizika, kter\u00e1 vlastn\u00edk\u016fm obyt\u0148\u00e1k\u016f hroz\u00ed. Plat\u00ed nejen v p\u0159\u00edpad\u011b hav\u00e1rie a odcizen\u00ed nebo vandalismu, ale vztahuje se i na \u017eiveln\u00ed ud\u00e1losti (p\u00e1d stromu, kroupy, vich\u0159ice, povode\u0148, po\u017e\u00e1r a dal\u0161\u00ed – \u010dast\u00e9 p\u0159\u00edpady z kemp\u016f zejm\u00e9na u mo\u0159e), sr\u00e1\u017eku se zv\u00ed\u0159etem nebo po\u0161kozen\u00ed zaparkovan\u00e9ho vozu zv\u00ed\u0159etem (nap\u0159. p\u0159ekousnut\u00ed kabelu hlodavcem).<\/p>\n\n\n\n
      Co pot\u011b\u0161\u00ed karavanisty?<\/strong><\/p>\n\n\n\n